Sugar Money Personal Loans – Details and Application
A personal loan doesn’t often seem very personal, because you normally submit your application to a bored bank manager in a stuffy branch, and you’re told the terms of use for the loan. However, with Sugar Money you enjoy the sweetest treat of all, being able to customise your loan term, what you do with the money and how much interest you pay.
A Sugar Money personal loan can be used for:
- Buying a new car.
- Financing your around the world dream holiday.
- A home renovation.
- Your wedding.
- Debt consolidation.
Features and Benefits of a Sugar Personal Loan
With a Sugar Money personal loan, you’re getting finance backed by one of the biggest names in the business, GE Money who have over $35 billion in assets and more than 3 million customers around the world. As a result, you know that your loan is secure, your terms are fair and you lender will be there for you when you need them. A Sugar Money personal loan also features:
- A lump sum payment. When your Sugar Money personal loan is approved you will receive a lump sum payment amount in your account to fund your fun.
- Your choice of loan term. Depending on how much you want to borrow and how much you can afford to repay you can choose a loan term from 24 months to seven years to suit your income and budget.
- Fixed repayments. You will know exactly how much each repayment will be and that amount won’t change over the term of your loan.
- Your choice of repayment frequency. You can make your Sugar Money loan repayments weekly, fortnightly or monthly to coincide with your own pay schedule.
- An 13.99% p.a. interest rate. This is the average interest rate approved on Sugar Money personal loans, which makes this a much more affordable way to finance your dreams or consolidate your debts when most credit cards are charging interest rates in the high teens or 20s.
- A 15.00% p.a. comparison rate. The comparison rate of a loan is an interest rate which includes the costs of all of the other fees and charges associated with the loan so that you can get an idea of the real cost of the loan. It also helps you compare Sugar Money personal loans on par with other personal loan products’ comparison rates. This comparison rate is based on a $30,000 loan over a five year term, so remember that your individual comparison rate may vary depending on the features and terms you choose in your Sugar Money loan.
How to Apply for a Sugar Money Personal Loan
The Sugar Money personal loan approvals process will also involve:
- One hour approvals. Depending on your application details, your Sugar Money personal loan can be approved just one hour after you apply. If you apply between 9 am and 4 pm Monday to Friday then a team member will call you within an hour to confirm your application details, and inform you of the outcome of your loan application. If your application is successful they will then organise your loan documentation.
- Eligible customers. Before you can start enjoying the benefits of a Sugar Money personal loan, you will need to be approved, this is based on a range of factors including your age, your employment history, your credit record, your income and your other debts.
- Apply now. You can apply at any time online so you don’t have to wait for bank hours or business hours to submit your application.
Sugar Money are a breath of fresh air in the lending world because they’re on your side, doing everything they can to make the loan approvals process as easy as possible, and make sure that you get financing which suits your needs, and your repayment abilities. If you want to find out more about a truly personalised personal loan to fund your dreams, contact Sugar Money.
Related posts:
- GE Personal Loans – Reviews & Application Details
- St George Secured Personal Loan – Details and Application
- Car Loans from Aussie – Loan Application & Details
- ANZ Debt Consolidation Loan – Review & Application Details
- Bankwest Secured Car Loan – Application & Details
Featured Personal Loans
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
 Bank of Melbourne Secured Personal Loan | A convenient and fast way to purchase a car or debt consolidation with affordable rates and fees. | 10.99% | 11.88% | $3000 | 1 year | $195 |   |
 Aussie Personal Loan | A smart way to consolidate your bills to save time and money so you can pay for your holiday, a wedding or renovate the house. | 13.90% | 14.84% | $3000 | 1 year | $199 | |
 Sugar Money Personal Loan | Fixed rate personal loan with flexible options to get you funds when you need it. | 13.99% | 15.00% | $3000 | 2 years | $250 | |
 St.George Secured Personal Loan | A competitive interest rate from St.George. Get an application response within 60 seconds. | 12.74% | 13.62% | $3000 | 1 year | $195 | |
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