St.George Personal Loans
If you’re looking for a personal loan lender that offers a range of loan products to allow you to choose one which is just right for you, then you should consider the personal loan and lending options available from St.George. You can choose a personal loan, or a more flexible line of credit lending option depending on your needs and your financial situation.
Types of Loan Options from St.George
Featured St.George Personal Loan
Apply for St.George Secured Personal Loan and enjoy a low interest rate with affordable rates and fees.
- Choice of a fixed or variable interest rate options
- Borrow from $3,000 up to $80,000
- Choice of flexible repayment options of weekly, fortnightly or monthly.
- Easy to apply and fast approval
- Protect your loan with Consumer Credit Insurance
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
St.George Secured Personal Loan |
Get behind the wheel of your perfect car with a competitive interest rate from St.George. Get an application response within 60 seconds. | 12.74% | 13.62% | $3000 | 1 year | $195 |   |
Personal lending does not restrict you to a set loan amount or a set term, not even a set interest rate as with St.George you can choose a loan which is as flexible as you are, or one which perfectly understands your need for organisation. For example, the range of St.George personal loans includes:
- A secured loan. You can choose a fixed or variable interest rate for this loan which is best suited as a car loan as you have reliable security to put up against the loan. Plus, since your loan is secured your interest rate is lower regardless of it being fixed or variable. Redraw is available from your loan on request, and if you apply online, the establishment fee will be waived.
- An unsecured loan. If you are borrowing for a holiday or a large purchase which you can’t or don’t want to put up as security you can still choose a fixed or variable interest rate depending on your finances. You can also use an unsecured loan to consolidate debts and make repayments and commitments easier to manage.
- A line of credit. The St.George line of credit has a variable interest rate, but interest is only due on the amount of credit you have used. You also have Visa debit and cheque book access to the funds.
- A personal overdraft. There is no establishment fee for the variable interest rate personal overdraft, which attaches to your transaction account and is there to protect you when your funds run low to avoid bouncing cheques or direct debits. You have Visa debt and cheque book access and you are not required to make any payments on your overdraft amount.
Benefits of St.George Personal Lending
St.George allows you to manage your loan account entirely online if you like as you can view your loan through internet banking, check the interest charges or make a payment. You can also see when your next payment is due, or request a redraw. To be eligible for a St.George personal loan you must be able to provide:
- A drivers’ license number if you have one, for each loan applican’t.
- The name, address and phone number of your current employer.
- Your weekly after tax income amount.
- Details of your assets, savings and investments.
- Details of your liabilities including credit cards.
- The name, address and phone number of a persona referee.
- Recent tax information if you are self employed.
You can apply for any of the St.George personal loans online, over the phone or in branch in just minutes so you can be enjoying your new car, special holiday or the freedom of a line of credit in no time. For more information about the St.George lending options, view the Personal Loan Finder comparison tables where you can assess all of the features, fees and benefits of each loan side by side. You can then follow a secure link from our website to a secure St.George online application form and apply today.
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