Compare Cheap CTP Green slips: Save Money On Your Insurance With CTP Green slip Quotes Comparison
Getting an adequate CTP green slip should be a top priority. It will require you to research all of your options for cover and providers. Consider all that your policy covers as it relates to expense when you are making your decision.
Your CTP Green slip is one of the most important decisions you will have to make. Like everyone, you will want great coverage at the best possible rate. Those two factors are not always mutually inclusive but, with careful research they can be found. Price alone should not be your only deciding factor. If you are involved in a car accident and you have very cheap insurance you may wind up spending more money on non covered repairs then you would have if you had just spent a bit more on your policy. It is a difficult balance to master, having just the right amount of coverage at the right price.
Tips for finding cheap CTP Green slips
- There are several providers to choose from you should contact each about their particular rates. Note that they do not all have all have websites, but they can all be reached by telephone and some even have storefronts that you can visit.
- You must take time to compare prices as the cost of a CTP Green slip can vary widely.
- Prices can be compared by contacting each insurer individually. You may also go to the Motor Vehicle Authority’s website and use their Green Slip Calculator. This calculator provides you with contact information for the insurers and coverage comparison costs for typical vehicles.
- Greenslips are all similar, no matter who the insurer is, except in their coverage of the at fault driver. At fault driver coverage is an extra feature that is only covered under some insurers policies.
- Both registration and green slip renewals are available in twelve or six month increments for most vehicles.
- Your chosen insurance provider will notify the RTA electronically when you purchase a green slip. This notification can take up to one hour to complete.
CTP Greenslip Providers
There several criteria the insurance company will consider when deciding the cost of your green slip.
- Accident history – If you have a clear accident history or no recent accidents your insurance premium will be cheaper.
- Age of vehicle drivers - Drivers under the age of 24 incur a higher premium rate then older drivers.
- Age of the vehicle to be covered - An older vehicle costs less to insure then a newer vehicle because its value is less.
- Kind of vehicle - Similar to the age question, the type of vehicle is also a price indicator. More expensive vehicles cost more to cover then less expensive vehicles.
- Whether you have comprehensive or third party property insurance - Comprehensive insurance will garner a more expensive rate, but it will cover more then simple third party property insurance.
- If the vehicle is for personal or business purposes - Personal vehicles are covered at a lower rate then business vehicles.
- Whether it is a new green slip or a renewal - Your insurance provider will reward usually reward you for loyalty when you renew by giving you a discount on your premium.
There are seven companies that provide CTP Green Slips. Some of these have additional features and restrictions you may want to consider.
- AAMI - No additional Features. Motor Bikes are not covered. Vehicles carrying more then 4.5 tonnes are not covered.
- Allianz - Some green slips have at-fault driver protection. This coverage has a maximum benefit of $250,000.00 in the case of injury or death to the at fault driver. Some drivers may be excluded and there are other limitations that you should research on their website. Motor Bikes are not covered.
- CIC Allianz – Some policies have at-fault driver cover. The maximum benefit for certain injuries or death is $300,000.00. Exclusions and limitations can be researched through the company. Motor Bikes are not covered. Drivers under 25 are not covered unless they have comprehensive insurance with GIO. Vehicles carrying more then 4.5 tonnes are not covered.
- GIO - At- fault cover provided with some green slips. This cover can compensate an at fault driver or their estate if the driver is injured or dies in a car accident. The policy restrictions and limitations are viewable at the GIO website. Motor Bikes are not covered. Hire Cars that are self driven are not covered.
- NRMA - Some compulsory third part insurance provides benefits to the at fault driver for injury or death. Some policies also have at fault cover with a maximum benefit of $250,000.000. The policy limitations can found on the NRMA website. Motor Bikes are not covered nor are self driven Hire Cars.
- QBE - Some injuries are covered by the at-fault driver policy to a maximum of $300,000.00. Exclusions apply, you can find them on the QBE website. Motor Bikes are not covered. Drivers under 25 are not covered. Vehicles carrying more then 4.5 tonnes are not covered. Hire cars that are self driven are not covered.
- Zurich - Certain green slips provide at fault cover. They will pay for specified injuries that are a direct result of you being the at-fault driver. Maximum benefit is $250,999. The Zurich website lists exclusions and restrictions to this policy. Motor Bikes are not covered nor drivers under 29 years old. Vehicles that carry more then 4.5 tonnes are not covered.
There is a difference between getting a good CTP Green slip and getting cheap CTP Green slips. With good research and a little bit of time you can find a policy that merges the two needs. The best way to get good rates is to shop around and maintain a good driving record. Hopefully never have to use your policy, but when you do you will be glad your company is reliable and your policy provides adequate coverage for all of your needs.
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