Citibank Personal Credit
Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.
SAVE with a low balance transfer rate
2.9% p.a. for 12 months on balances you transfer from non-Citibank credit cards, store cards and personal loans.
SAVE with a low ongoing rate
15.59% p.a. on purchases and cash advances. Use it for everyday purchases and cash withdrawals, and save even more.
SAVE with none of the everyday transactional fees
NO transaction, ATM/EFTPOS or cash advance fees so even more money stays in your pocket.
Have the freedom to buy what you want
With $2,000 to $25,000^ to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
Convenient access with a Visa Debit Citicard
Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.
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Featured Personal Loans
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
![]() ME Bank Personal Loan | A low rate personal loan from ME Bank with no application fee for a limited time. | 13.59% | 13.81% | $5000 | 1 year | $0 | ![]() |
![]() Aussie Personal Loan | A smart way to consolidate your bills to save time and money so you can pay for your holiday, a wedding or renovate the house. | 13.90% | 14.84% | $3000 | 1 year | $199 | ![]() |
![]() Sugar Money Personal Loan | Fixed rate personal loan with flexible options to get you funds when you need it. | 13.99% | 15.00% | $3000 | 2 years | $250 | ![]() |
![]() bankmecu Personal Loan | A convenient and fast way to purchase a car or debt consolidation with affordable rates and fees. | 13.49% | 14.55% | $1000 | 1 year | $150 | ![]() |













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