Citibank Personal Credit
Personal Credit lets you consolidate your debts with a great balance transfer offer AND have the option to spend at an equally attractive rate.
SAVE with a low balance transfer rate
7.9% p.a. for LIFE on balances you transfer from non-Citibank credit cards, store cards and personal loans.
SAVE with a low ongoing rate
14.99% p.a. on ANY purchases and cash advances. Use it for everyday purchases and cash withdrawals, and save even more.
SAVE with none of the everyday transactional fees
NO transaction, ATM/EFTPOS or cash advance fees so even more money stays in your pocket.
Have the freedom to buy what you want
With $5,000 to $25,000^ to use on whatever you want, Personal Credit gives you the flexibility to repay and re-borrow funds.
Convenient access with a Visa Debit Citicard
Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request.
Featured Personal Loans
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
 Bank of Melbourne Secured Personal Loan | A convenient and fast way to purchase a car or debt consolidation with affordable rates and fees. | 10.99% | 11.88% | $3000 | 1 year | $195 |   |
 Aussie Personal Loan | A smart way to consolidate your bills to save time and money so you can pay for your holiday, a wedding or renovate the house. | 13.90% | 14.84% | $3000 | 1 year | $199 | |
 Sugar Money Personal Loan | Fixed rate personal loan with flexible options to get you funds when you need it. | 13.99% | 15.00% | $3000 | 2 years | $250 | |
 St.George Secured Personal Loan | A competitive interest rate from St.George. Get an application response within 60 seconds. | 12.74% | 13.62% | $3000 | 1 year | $195 | |
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