Loans Pronto Pay Day Cash Loan
When you use a Loans Pronto pay day loan, you can also use the funds for any reason, so you can pay bills or cover the emergency costs to repair your car, but you can also use your pay day loan for holiday spending money or a special anniversary dinner which you forgot to budget for. Therefore, rather than defaulting on loans or attracting late payment fees or marks on your credit report because of unpaid bills, you can use a Loans Pronto pay day loan to help loosen the hold your finances have on you this month.
Who is Loans Pronto?
Loans Pronto is simply the trading name for First Stop Money, who are one of Australia’s leading online lenders, and registered with the Australian Securities and Investment Commission. First Stop Money has been operating for over 60, helping people around the world get quick access to much needed cash to solve short term money problems.
Therefore, if you can’t wait until your next pay day for a cash injection, for whatever reason, you can apply for a short term cash solution from Loans Pronto. The application process is fast and easy, so that you can have access to the funds as soon as possible. You can apply online or over the phone and find out whether you’re approved in jus seconds.
Features of the Loans Pronto Pay Day Loan
When you first apply for a Loans Pronto pay day loan, you can borrow a minimum of $200. However, if you are a returning customer, then you can borrow up to $1,000 with each loan. There are also no administrative fees to pay for setting up the loan, and you simply pay $33 for every $100 you borrow.
Once you have submitted your application, Loans Pronto will process your application promptly, and send you your money within one working day. In most cases you can have your money in a matter of hours if you bank accepts fast payments and so you can solve your short term cash flow problems in just one day.
When your Loans Pronto loan is approved, the loan amount is paid directly into your bank account. You can then access the funds as normal using an EFTPOS or ATM card or via internet and phone banking depending on your account features.
How to Repay a Loans Pronto Pay Day Loan
Pay day loans should only ever be a short term solution to a short term problem, so you need to know your options for quickly repaying your loan once the financial stress has passed. Repaying your Loans Pronto loan couldn’t be easier, because your agreed repayment amount is automatically deducted from your account on your next pay day. This is because you can choose to repay your loan in your next pay day cycle, or over the next two pay days.
If you want to borrow money for a second month, you can defer your repayment. However, there are additional charges payable on a deferred pay day loan, so try and pay off as much as possible as soon as you can to reduce those charges.
How to Apply for a Loans Pronto Pay Day Loan
The application process at Loans Pronto is not only fast, it’s also easy, and all you need to do is:
- Be 18 years or older.
- Be employed full time earning more than $1,000 per month.
- Complete the online application form which asks for your personal details, your monthly take home pay amount, and the loan amount you want to borrow.
- Wait less than a minute to find out if your loan has been approved. If more information is required you will be contacted via email for additional documentation.
- The loan agreement will then display on your screen online for you to digitally sign.
- The loan amount will then be transferred to your account, often on the same working day, but in some cases banks will take up to 48 hours to clear a transfer.
While your credit report will be checked as part of your application, you can still be approved if you have a default in your credit history. Loans Pronto also make very sure that you will be able to responsibly repay your loan, by not allowing you to take out more than one ay day loan at a time. Plus, if you think you are going to have trouble repaying your loan on time, you can call and discuss the situation with Loans Pronto to arrange an alternative repayment schedule.
Whether you need money for bills and emergencies or one-off treats, check out the Loans Pronto online application form for a prompt solution to your short term cash flow problems.
Featured Personal Loans
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
 ME Bank Personal Loan | A low rate personal loan from ME Bank with no application fee for a limited time. | 13.59% | 13.81% | $5000 | 1 year | $0 |   |
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