GE Money Personal Loans – General Electric Money
If you are looking for a personal loan option, your options extend further than just the big banks. While it is easy to consider the financial institution which currently holds your transaction account or your home loan, lenders like GE Money have been carving an innovative path through the lending industry for over 100 years as well and a GE personal loan may have the features, benefits and interest rate which suits your needs.
GE Money Debt Consolidation Loan
If you are struggling to manage paying off multiple debts from numerous providers then GE Money Debt Consolidation is a simple way to consolidate all your debts into one easy to manage loan. Apply now and start simplifying your financestoday.
Features:
- Consolidate your credit cards, store cards, bills and other loans into just one easy to manage loan.
- Set a loan term that suits your budget and you could reduce your monthly outgoings.
- The repayment amount is fixed so it is easier to budget.
- Choose your own repayment frequency – weekly, fortnightly or monthly
- Fixed interest rate for the life of the loan.
- Make easy repayments using Direct Debit.
- No maximum loan amount (*subject to approval)
- Get approved within 24 hours of your application
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
GE Money Personal Loan |
GE Money Personal Loan features a fixed interest rate as well as a repayment amount for the life of the loan. | 13.99% | 15.00% | $4000 | 2 years | $250 |   |
You can use a GE Money personal loan for debt consolidation or to buy a new or used car. You can also make a personal dream come true by using your GE personal loan for a special family holiday, to update your kitchen or prepare your home for the arrival of a new baby. While there are some goals which you will need to save for, and it is always important to keep an emergency savings fund, it can often make just as much financial sense to treat yourself and your family to something you’ve always dreamed of now, and set up a fixed loan repayment plan to pay off the funds over the next few years.
Comparing GE Money Personal Loans
You will be assessed on different loan amounts and lending criteria depending on whether you are apply for a GE Money loan as a personal loan, a car loan or for debt consolidation purposes, but as you compare the GE Money loans to those of other providers, keep in mind the following features and benefits available across the range:
- A fixed interest rate. A fixed rate personal loan means fixed repayments for the entire term so you can set up a direct payment to your GE Money personal loan and get on with the rest of your life, and enjoying the dreams you have made into a reality with your personal loan funds. Plus, choosing a fixed interest rate personal loan makes good financial sense at times when interest rates are still rising because you can lock in a very competitive rate right now for the next seven years.
- Loan terms of between 2 and 7 years. You can choose a loan term which suits you and your budget, if you want to be free of your loan sooner, choose a shorter term to clear the debt quickly. Or if you want your loan to have a minimal financial impact then choose a longer term and smaller monthly commitments.
- Early repayment. You are free to repay your GE personal loan within the last six months of the term, but if you pay out your loan sooner you will pay early termination fees. Therefore, if you plan to clear your debt early, choose a shorter loan term.
- Your choice of repayment frequency. You can make your payments weekly, fortnightly or monthly, but the more frequently you make a repayment, the sooner you will pay off your loan, and pay less interest.
How to Apply for GE Money Personal Loans
To help you decide whether a GE Money personal loan is right for you, view the Personal Loan Finder comparison tables to compare the features, fees and benefits side by side with loans from all of Australia’s top personal loan lenders.
From the comparison tables you can follow a secure link directly to the GE website and apply online and be notified of the outcome in just 24 hours. You can also apply over the phone or in branch and all applications take just 15 minutes. If your loan is approved your funds can be available the next business day.
To be eligible to apply for a GE Money personal loan:
- You must be at least 18 years old.
- You must be an Australian resident.
- You must be in regular, paid employment.
Ask A Question