Citibank Personal Credit Review and Application
Does it ever cross your mind that to save money you have to have money; and how can you have money if you are still struggling to pay your credit card debt?
Citibank can solve that problem, with their Citibank Personal Credit offer, not quite your normal credit card, but a deal that can get you back on your feet financially.
Balance transfers are an option for you to consolidate your credit card debts by transferring them to Citibank Personal Credit at this very low interest rate for 6 months. Most credit card providers only make these offers for about 6 months, which doesn’t always give you enough time to clear your balance before it reverts to the standard rate. But by taking advantage of this offer now, you have 6 months to get your balance paid off and can still get a bit of early Christmas shopping in the mid-year sales without it breaking your budget.
Citibank Personal Credit is a line of credit that you can access by using your Citibank Visa debit card. So that means when you make payments you don’t have to apply for credit again.
Details of Citibank Personal Credit
- A low interest on balance transfers
- Fee free when using ATMs, no fees on cash advances and no transaction fees when using Citibank Personal Credit card
- High credit limits from $2,000 – $30,000, conditions apply
- Use your Visa card for all your local or online shopping
- Chequebook with no cheque fees supplied on request
- Set up your repayments with monthly direct debits
- Ongoing credit line
- Withdraw cash from 1200 ATMs within Australia or over 820,000 worldwide
- Use your card for day to day household expenses
- $99 annual fee
Related posts:
- Citibank Personal Credit – Review & Application
- Citibank ReadyCredit
- Citibank Personal Credit
- Citibank Personal Loans – Details and Application
- Citibank Personal Loans
Featured Personal Loans
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
 ME Bank Personal Loan | A low rate personal loan from ME Bank with no application fee for a limited time. | 13.59% | 13.81% | $5000 | 1 year | $0 |   |
 Aussie Personal Loan | A smart way to consolidate your bills to save time and money so you can pay for your holiday, a wedding or renovate the house. | 13.90% | 14.84% | $3000 | 1 year | $199 | |
 Sugar Money Personal Loan | Fixed rate personal loan with flexible options to get you funds when you need it. | 13.99% | 15.00% | $3000 | 2 years | $250 | |
 bankmecu Personal Loan | A convenient and fast way to purchase a car or debt consolidation with affordable rates and fees. | 13.49% | 14.55% | $1000 | 1 year | $150 | |
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