ANZ Holiday Loan – Review & Application Details
If you have been dreaming about a special dream holiday for a while why not get an ANZ Holiday Loan and make your dream a reality? An ANZ personal loan is your tool to help you get to your destination this year.
Benefits of the ANZ Holiday Loan
At ANZ you can choose between fixed or variable rate holiday loans. If you want to be able to pay off your loan faster by making extra payments then you should be examining a variable rate ANZ personal loan. This type of loan will also give you the opportunity to redraw from any additional repayments you have made on your loan. This is a nice option if you want to pay it off faster but are hesitant because you may need the money in the near future.
The ANZ Holiday Loan with a fixed-rate works well for people that are working on a budget and need to plan their repayments properly. The fixed-rate loan will give you set payments that stay the same month after month. If interest rates go up you won’t have to worry about your payment increasing as well. This is a stable loan that many choose because their budget is tight and they want to ensure that they will always be able to manage their repayments.
You have the benefit of choice with ANZ, and that is the way all loans should be offered.
Key features of the ANZ Holiday Loan
Here are some of the amazing features you will find on these holiday loans.
- Extra payments can be made on the variable-rate loan. Additional payments can also be made on the fixed-rate loan but fees will be applied.
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There is no maximum amount set for the loan. There is a minimum amount set at $5000.
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Money can be redrawn from the variable-rate loan if extra repayments have been made to it. There is no option to make redraws from the fixed-rate loan.
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The loan term can last between 1 and 7 years, and it is your choice how long you want the term to last.
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There is a $30 fee paid quarterly for loan administration and an approval fee of $150 for the loan. If a guarantor is required the fee will be $150 for every guarantor required.
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Interest rates start at 13.99% p.a. for the variable loan and 13.95% p.a. for the fixed loan.
When it comes to holiday time the ANZ Holiday Loan can get you where you want to go. If you have been settling for second-best vacations for years, now is the time to take a step forward and take the vacation you’ve always wanted.
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Featured Personal Loans
| Personal Loan | Details | Min Interest Rate | Min Comparison Rate | Min Loan Amount | Min Loan Terms | Apply Fee | |
|---|---|---|---|---|---|---|---|
 ME Bank Personal Loan | A low rate personal loan from ME Bank with no application fee for a limited time. | 13.59% | 13.81% | $5000 | 1 year | $0 |   |
 Aussie Personal Loan | A smart way to consolidate your bills to save time and money so you can pay for your holiday, a wedding or renovate the house. | 13.90% | 14.84% | $3000 | 1 year | $199 | |
 Sugar Money Personal Loan | Fixed rate personal loan with flexible options to get you funds when you need it. | 13.99% | 15.00% | $3000 | 2 years | $250 | |
 bankmecu Personal Loan | A convenient and fast way to purchase a car or debt consolidation with affordable rates and fees. | 13.49% | 14.55% | $1000 | 1 year | $150 | |
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